Do Your Homework

• Gather Your Financial Documents
  • Bank Accounts
  • Investments
  • Credit Card Statements
  • Loans
  • Recent Pay Stubs
  • 2 Years Tax Returns
    
• Check Your Credit Score

A higher credit score may mean a lower interest rate on your mortgage.  Below is contact information for credit reporting agencies.  Your lender can give you advice on how to raise your credit score if needed.

Equifax – www.equifax.com
Experian – www.experian.com
Trans Union – www.transunion.com

• No Major Changes

Now is not a good time to make career changes or make large financial purchases. Lenders like stability.