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Do Your Homework
  • Gather Your Financial Documents
    • Bank Accounts
    • Investments
    • Credit Card Statements
    • Loans
    • Recent Pay Stubs
    • 2 Years Tax Returns
  • Check Your Credit Score

A higher credit score may mean a lower interest rate on your mortgage.  Below is contact information for credit reporting agencies.  Your lender can give you advice on how to raise your credit score if needed.

Equifax – www.equifax.com
Experian – www.experian.com
Trans Union – www.transunion.com

  • No Major Changes

  • Now is not a good time to make career changes or make large financial purchases. Lenders like stability.


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