Be Prepared

Gather Your Financial Documents
Bank Accounts
Investments
Credit Card Statements
Loans
Recent Pay Stubs
2 Yrs. Tax Returns

 

Credit Rating
A higher credit score may mean a lower interest rate on your mortgage. Below is contact information for credit reporting agencies. Your lender can give you advice on how to raise your credit score if needed. 

Equifax – www.equifax.com
Experian – www.experian.com
Trans Union – www.transunion.com

No Major Changes
Try to keep your payments down. Put closing costs and additional costs such as inspections at the top of your priorities. But also try to keep in mind paying off any credit card debt. Now is not a good time to make career changes or make large financial purchases. Lenders like stability.